Record an expense in about three taps.
Pick a category, type the amount, save. Short enough to do while you queue at the till, so your records do not pile up until the weekend.
Mony by Candora
A money tracker for you and your household Know what’s left before the month ends.
Record income and spending in about three taps, then see what is left in each budget right away. Free, with no ads and no bank password.
Start tracking free (opens another site)See how it works
- Free
- No ads
- No bank password needed
What you can do
Expense tracking and budgeting that does not feel like homework.
Mony is made for the money matters of families in Indonesia: your records, budgets, accounts and pockets in one place. Everything below can be used today.
Always know how much you can still spend.
Set a limit for each category. Every budget shows what is left, not only what has been spent, and flags a category that is nearly used up or already over.
Money for each purpose stays separate.
Record the balance of each account, then split it into pockets, a kind of sub-account for one purpose: monthly groceries, an emergency fund, a holiday.
With Bank Jago? No retyping.
Upload the transaction-history PDF from Bank Jago, an Indonesian bank. Mony reads it, shows what would be added, and waits for your approval before saving.
Mony is not affiliated with Bank Jago. PDF import exists for Bank Jago only; imports for other banks, including BCA, BNI and BRI, are not available. Transactions from any bank or e-wallet can still be recorded by hand.
Also there today
- Categories from rules you write
- Make a rule once. The next transaction that matches it gets its category straight away.
- Light and dark mode
- Comfortable on the morning commute and late at night.
- On a phone or a laptop
- Mony is a web app. Open it in the browser, or install it to your home screen.
- Four languages
- Indonesian, English, Chinese and Arabic.
How it works
Start in three steps.
Create an account
Sign up with an email address and a password. Your bank password is never asked for.
Record your first transaction
Pick a category, type the amount, save. Bank Jago customers can upload the transaction-history PDF.
Set a limit, see what is left
Make a budget for the categories that overrun most often. Every budget shows how much is still left.
Start tracking free (opens another site)
All you need is an email address and a password.
How we build
Three things we do not do.
Show ads
Your screen holds your own business and nothing else. No banners, no promotions slipped in between your records.
Sell your data
Your records stay your business. We do not sell them to anyone.
Ask for your bank password
Mony never asks for a bank password. You record things yourself, or upload a transaction-history PDF.
Questions
Frequently asked.
Is Mony free?
Yes. Mony is free to use today and shows no ads.
Are there ads?
None. We do not sell your data to anyone either.
Do I have to enter my bank password?
No. Mony never asks for a bank password. You sign in with an email address and a password you create for Mony, then record things yourself or upload a transaction-history PDF.
Which banks are supported?
You can record transactions from any bank or e-wallet by hand. PDF import is available today for Bank Jago transaction history only. Imports for BCA, BNI and BRI are not available.
Does it work on a phone and on a laptop?
Yes. Mony is a web app, so you open it in the browser on a phone or a laptop. You can also install it to your home screen.
Can I use it together with my partner?
Not yet. Sharing records with a partner is not available. It is planned, with no date.
What is the difference between an account and a pocket?
An account is where your money is, such as a bank or an e-wallet. A pocket is a part of one account set aside for a purpose, such as grocery money or savings.
Which languages is it available in?
Indonesian, English, Chinese and Arabic.
Who makes Mony?
Candora, an Indonesian brand at a very early stage that builds products in three fields: technology, social and education. Mony is its first product.
Not here yet
Not here yet, and we will not pretend otherwise.
Recording as a couple
Planned
Sharing records with a partner is not available. We plan to build it, with no date.
BCA, BNI and BRI imports
Not available
PDF import exists for Bank Jago only. We make no promise about other banks. Transactions from any bank can be recorded by hand.
We do not promise dates.